
Secluded 16-Acre Riverfront Property in Northern Minnesota With an Unfinished Log Cabin
$149,900 Log Cabin on 16 Acres With 1,900 Feet of River Frontage in Minnesota
A secluded log cabin, 16 acres of northern Minnesota land, and approximately 1,900 feet of river frontage are being offered together for $149,900. Located along State Highway 11 near Loman, Minnesota, this property combines a partially finished cabin with wooded surroundings, open grassy areas, and access to the Rainy River.
For buyers searching for a private recreational property, a fishing getaway, or a rural renovation project, this listing offers several features worth exploring. The combination of acreage and substantial river frontage makes it different from a typical small waterfront cabin lot.
However, there is an important detail that prospective buyers should understand before getting too excited about the asking price: the cabin is unfinished and currently lacks several basic residential features.
Property Overview
The property includes approximately 16 acres of land and a D-log-style cabin constructed in 2015. The listing advertises approximately 800 square feet of living space, with two bedrooms described as roughed in and no completed bathrooms.
Here are the main details:
| Feature | Property Details |
|---|---|
| Location | Loman, Minnesota 56654 |
| Asking Price | $149,900 |
| Acreage | 16 acres |
| River Frontage | Approximately 1,900 feet |
| Cabin Type | D-log construction |
| Year Built | 2015 |
| Advertised Living Area | 800 sq ft |
| County Building Footprint | 640 sq ft |
| Bedrooms | 2, roughed in |
| Bathrooms | 0 |
| Stories | 1.5 |
| Roof | Metal |
| Water | None listed |
| Sewer | None listed |
| Heating | None listed |
| Cooling | None |
| Annual Property Taxes | $1,341 |
| HOA | None reported |
Property information is based on the supplied listing details and should be independently verified.
Approximately 1,900 Feet Along the Rainy River
One of the most notable features of this property is its reported 1,900 feet of frontage along the Rainy River.
The 16-acre parcel offers a combination of wooded surroundings and open grassy areas, creating a setting that could appeal to people who enjoy fishing, camping, and outdoor recreation.
The Rainy River is known for fishing opportunities, including walleye and lake sturgeon. Having a property with this much reported river frontage could make it an interesting option for someone looking for a private recreational getaway in northern Minnesota.
The listing photographs show a river bordered by vegetation and mature trees, giving the property a natural waterfront setting.
Still, buyers should investigate the actual shoreline conditions, river access, erosion, seasonal water levels, and potential flood exposure. The reported frontage should also be confirmed through a professional survey.
16 Acres With Woods and Open Space
Beyond the river, the acreage provides additional possibilities.
The photographs show open grassy areas surrounded by wooded sections, offering a mixture of landscapes rather than one continuous stretch of dense forest.
Depending on zoning, permits, and site conditions, the property could potentially accommodate recreational activities, wildlife observation, camping, gardening, or additional improvements.
The listing also mentions two approaches from Highway 11. Buyers should verify whether both access points are legally established and whether any maintenance responsibilities apply.
There is also a suggestion that part of the acreage might be divided and sold separately. However, subdivision should not be assumed to be permitted. County requirements, minimum lot sizes, access, and shoreline regulations would all need to be reviewed.
Inside the 2015 D-Log Cabin
The cabin has a rustic exterior featuring log-style construction, a metal roof, and large wooden decks.
Inside, the structure features exposed wooden roof framing, wood interior walls, a spacious-looking main area, and a sliding glass door connecting the living space to the outdoor deck.
A wooden staircase leads to an upper loft area, potentially providing additional recreational or sleeping space once properly completed and approved for its intended use.
The listing describes two bedrooms as roughed in, meaning they are not presented as fully finished rooms.
Photographs show unfinished framing, incomplete ceiling sections, and flooring that still requires work.
For that reason, buyers should approach this property as an unfinished cabin project rather than a move-in-ready two-bedroom home.
Why the Square Footage Needs Clarification
There is a difference between the advertised 800 square feet and the county building footprint information.
The supplied county diagram identifies a main structure measuring 20 by 32 feet, equivalent to 640 square feet.
It also identifies a 10-by-32-foot side deck and a 20-by-10-foot covered deck.
The upper loft may account for some of the additional advertised living area, but the available information does not establish exactly how the 800-square-foot figure was calculated.
Prospective buyers should request the county assessor’s records and verify which areas are finished, permitted, and legally recognized as living space.
No Bathroom, Water, or Sewer System
Perhaps the biggest consideration is the lack of basic residential utilities.
The listing reports zero bathrooms, no listed water supply, and no sewer system. Heating and cooling are also not identified.
Anyone planning to turn this cabin into a comfortable vacation home will likely need to investigate several major improvements.
These could include:
-
Installing a permitted water supply.
-
Developing an approved wastewater or septic solution.
-
Building a functional bathroom.
-
Completing plumbing and electrical work.
-
Installing an appropriate heating system.
-
Finishing the interior floors, ceilings, and unfinished rooms.
Because the property is close to the Rainy River, septic placement and well installation may be affected by shoreline setbacks, soil conditions, groundwater levels, and local environmental requirements.
The availability and cost of these improvements should be investigated before making an offer.
Could This Be an Off-Grid Fishing Retreat?
The listing presents the property as an off-grid getaway and mentions bringing a generator.
For someone who enjoys a simpler outdoor lifestyle, this arrangement might be suitable for occasional recreational visits.
A generator and other portable equipment could provide some basic conveniences, depending on the cabin’s existing electrical setup.
However, year-round use would require considerably more planning.
Northern Minnesota winters can bring freezing temperatures, making dependable heating, insulation, water protection, and properly installed electrical systems especially important.
Buyers should determine what infrastructure already exists and what would need to be installed to support their intended use.
Is the $149,900 Asking Price Worth Investigating?
At $149,900, the property combines 16 acres, approximately 1,900 feet of reported river frontage, an existing cabin, and outdoor deck space.
Based on the advertised acreage, the asking price works out to approximately $9,369 per acre, although this calculation includes the cabin and other improvements.
The price per square foot is less useful here because the cabin is unfinished and the property value is closely connected to its land and waterfront features.
The total investment could be considerably higher than the purchase price once necessary improvements are included.
Before purchasing, buyers should obtain estimates for water, septic, bathroom construction, heating, electrical work, and interior completion.
The annual property tax is reported at $1,341, but that figure should also be confirmed with the county.
What Buyers Should Check Before Making an Offer
There are several important questions worth addressing before purchasing this property.
First, confirm the exact acreage and river frontage through reliable survey documentation.
Second, investigate flood history and review official flood maps. Waterfront properties can have additional risks that may affect insurance and future improvements.
Third, determine whether a septic system and water supply can legally and practically be installed.
The cabin itself should also receive a professional inspection, particularly the foundation piers, roof, decks, stairs, framing, and unfinished loft.
Finally, buyers should verify the permitted living area, electrical work, driveway access, and any restrictions affecting future construction or subdivision.
These details could significantly influence the property’s overall value and renovation budget.
Final Thoughts
This $149,900 property near Loman, Minnesota, brings together 16 acres, approximately 1,900 feet of Rainy River frontage, and a relatively modern D-log cabin built in 2015.
The wooded setting, open grassy areas, and waterfront location could make it an appealing recreational property for someone who enjoys fishing and spending time outdoors.
However, the unfinished cabin and lack of listed bathroom, water, sewer, and heating facilities are significant considerations.
For someone prepared to complete the necessary improvements, it could potentially become a distinctive northern Minnesota getaway.
The key is understanding the full cost of the project before purchasing. The asking price is only the starting point, and buyers should carefully evaluate the land, shoreline, utilities, permits, and condition of the cabin.
What do you think about this 16-acre riverfront property? Would you take on the unfinished cabin project for the chance to own approximately 1,900 feet along the Rainy River?






















Original Property Listing
View the property details and check its latest availability on Zillow




