$99,900 for a 4-Bedroom Texas Tudor on 0.81 Acre!
A nearly 2,000-square-foot home with four bedrooms, multiple bathrooms, a fireplace, sunroom, mature trees, and almost an acre of land for under $100,000 is enough to get attention.
Located at 100 Smith Street in Naples, Texas, this traditional Tudor-style property is currently listed for $99,900. The home offers approximately 1,934 square feet of living space, 4 bedrooms, 3 full bathrooms, and 1 half bathroom, all on approximately 0.81 acre.
Public and MLS records identify the home as being built in 1942, although the agent’s marketing description refers to it as a 1943 Tudor-style residence. For consistency, the public-record year of 1942 is the safer figure to use.
Nearly 2,000 Square Feet for Under $100K
At 1,934 square feet and a $99,900 asking price, the property works out to roughly $52 per square foot.
That’s an attention-grabbing number for a home offering four bedrooms and 3.5 bathrooms.
All four bedrooms are located on the main level, according to the current MLS data. Three are approximately 13 by 12 feet, while another measures around 14 by 11 feet.
That configuration gives the next owner plenty of flexibility.
The rooms could remain traditional bedrooms, or one could potentially become a home office, guest room, hobby space, or other dedicated area depending on the owner’s needs.
A Huge Living Room With a Fireplace
One of the largest rooms in the house is the living room.
At approximately 23 by 18 feet, it provides more than 400 square feet of gathering space. A wood-burning fireplace serves as a focal point.
For a historic-style home, a fireplace fits naturally with the property’s character.
It could become an especially attractive feature with the right furniture, lighting, and cosmetic updates.
As with any older fireplace, buyers should independently inspect the chimney and firebox before using it.
Sunroom Overlooking the Backyard
Another feature that helps this home stand apart is the sunroom.
The room measures approximately 14 by 14 feet and overlooks the backyard.
A sunroom can provide a completely different atmosphere from the home’s main living area.
It could work as a quiet sitting room, reading space, breakfast area, plant room, hobby space, or simply somewhere to enjoy views of the mature trees outside.
For buyers who appreciate houses with rooms that have distinct personalities rather than one large open-plan interior, this feature adds extra appeal.
Private Patio
Outside, the property includes a private patio.
The listing specifically highlights it as an area suitable for relaxing or entertaining.
Combined with the sunroom and mature trees, the patio gives owners another way to enjoy the large lot without needing to create an outdoor living area completely from scratch.
0.81 Acre With Mature Trees
The house sits on approximately 35,314 square feet of land, equivalent to about 0.81 acre.
That’s considerably larger than a typical small residential lot.
The property is also identified as a corner lot, and the agent description emphasizes the mature trees surrounding the home.
For a buyer who wants outdoor room but doesn’t necessarily need several rural acres, just under an acre can provide a useful middle ground.
There could be space for gardening, outdoor seating, recreation, pets, or simply more separation from neighboring homes, subject to local rules.
Three-Car Covered Parking
The property also has unusually generous covered parking.
Current MLS data shows a detached three-car carport, while the marketing description notes an attached storage building associated with the parking area.
Importantly, this should be described as a carport rather than a traditional enclosed garage. Redfin specifically lists three covered carport spaces and no garage.
For buyers with multiple vehicles, equipment, or storage needs, three covered spaces could still be a major advantage.
Public Water and Sewer
The home is connected to public water and public sewer.
Heating is listed as electric, while cooling includes electric cooling and ceiling fans.
The house has vinyl siding, a composition roof, and a pier/post foundation.
There is currently no HOA listed, so buyers aren’t looking at regular association dues in addition to the mortgage, taxes, and insurance.
Potential Investment or Bed-and-Breakfast
The seller’s marketing specifically presents the property as having potential as an investment or future bed-and-breakfast.
The combination of four bedrooms, multiple bathrooms, a sunroom, large living area, patio, and almost an acre certainly helps explain that suggestion.
However, anyone considering short-term rentals, a bed-and-breakfast, or another commercial use should independently verify zoning, permits, licensing, insurance requirements, occupancy rules, and any other local regulations.
The property’s layout may create possibilities, but the listing itself does not guarantee approval for any particular business use.
A Significant Drop From Earlier 2026 Pricing
The price history makes this listing even more interesting.
The property was listed in January 2026 for $139,000.
It was later reduced to $111,200, and by August the price had fallen to $99,900. Current MLS feeds continue to show the property actively for sale at $99,900.
That’s a difference of approximately $39,100, or a little over 28%, from the $139,000 price seen earlier in the year.
The active listing is also marked with Real Estate Owned (REO) as a special sale condition in current MLS data.
Buyers considering an REO property should review the sale terms carefully because bank-owned properties may have different procedures, disclosures, or condition considerations than a conventional owner-occupied sale.
A Lot of House for $99,900
At the current asking price, the headline numbers are hard to ignore:
4 bedrooms.
3 full + 1 half bathrooms.
1,934 square feet.
0.81 acre.
Wood-burning fireplace.
Sunroom.
Private patio.
Three covered parking spaces.
Public water and sewer.
$99,900.
The home may not be perfect for every buyer, and its age and REO status make inspections and due diligence especially important.
But for someone looking for a spacious East Texas property with mature trees, plenty of bathrooms, and almost an acre of land, 100 Smith Street offers an unusual amount of house for under $100,000.
Listed on Zillow
